The Bank of India Credit Officer Recruitment 2025-26 notification has been officially released by Bank of India for the recruitment of 514 Credit Officers in the General Banking Officer (GBO) stream. The vacancies are available across MMGS-II, MMGS-III, and SMGS-IV scales.
Important: The last date to apply online is today, 5th January 2026. Eligible candidates who have not yet applied must complete their application process immediately through the official website bankofindia.co.in.
Bank of India Credit Officer Recruitment 2025 – Latest Update
Bank of India has invited online applications under Project No. 2025-26/01 for Credit Officer posts. The detailed notification PDF outlining eligibility criteria, selection process, exam pattern, salary, and other important instructions is available on the official website. The exam date will be announced shortly after the completion of the application process.
BOI Credit Officer Recruitment 2025-26: Overview
| Particulars | Details |
|---|---|
| Recruiting Bank | Bank of India (BOI) |
| Post Name | Credit Officer (GBO) |
| Scale | MMGS-II, MMGS-III & SMGS-IV |
| Total Vacancies | 514 |
| Project No. | 2025-26/01 |
| Mode of Application | Online |
| Registration Dates | 20 Dec 2025 – 5 Jan 2026 |
| Age Limit | 25 to 40 Years |
| Selection Process | Online Exam and/or Interview |
| Salary Range | ₹64,820 – ₹1,20,940 |
| Official Website | bankofindia.co.in |
Bank of India Credit Officer Recruitment 2025-26 – Important Dates
Candidates must take note of the important dates related to the recruitment process:
| Event | Date |
|---|---|
| Notification Release Date | 17 December 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply Online | 5 January 2026 (Today) |
| Last Date for Fee Payment | 5 January 2026 |
| Last Date to Print Application | 20 January 2026 |
| Exam Date | To be notified |
Bank of India Credit Officer Vacancy 2025-26 (Category-wise)
A total of 514 vacancies have been announced across different scales. The category-wise vacancy distribution is given below:
| Post & Scale | Total | UR | SC | ST | OBC | EWS |
|---|---|---|---|---|---|---|
| Credit Officer – SMGS-IV | 36 | 17 | 5 | 2 | 9 | 3 |
| Credit Officer – MMGS-III | 60 | 25 | 9 | 4 | 16 | 6 |
| Credit Officer – MMGS-II | 418 | 172 | 62 | 31 | 112 | 41 |
| Total | 514 | 214 | 76 | 37 | 137 | 50 |
BOI Credit Officer Recruitment 2025-26 Eligibility Criteria
Educational Qualification
For MMGS-II & MMGS-III (GBO):
- Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD)
- OR CA/CFA/CMA-ICWA
- OR MBA/PGDBM / 2-year PG degree in Banking, Finance, or Credit-related fields
For SMGS-IV (GBO):
- Graduation with 60% marks (55% for reserved categories)
- MBA/PGDBM / 2-year Master’s degree or CA/CFA/CMA-ICWA
Age Limit (as on 01/11/2025)
| Scale | Age Limit |
|---|---|
| MMGS-II | 25 to 35 Years |
| MMGS-III | 28 to 38 Years |
| SMGS-IV | 30 to 40 Years |
Age relaxation is applicable as per Government of India norms.
BOI Credit Officer Apply Online 2025-26
Candidates can apply only through online mode by visiting bankofindia.co.in. As the application window closes today, candidates are advised not to wait until the last moment.
Steps to Apply Online
- Visit the official website – bankofindia.co.in
- Click on Career and open the recruitment notification
- Select “Recruitment of Credit Officers in GBO Stream – Project No. 2025-26/01”
- Complete new registration and generate login credentials
- Fill in personal, educational, and professional details
- Upload photograph and signature
- Pay the application fee online
- Submit and print the application form for reference
Bank of India Credit Officer Application Fee 2025-26
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850/- |
| SC / ST / PwBD | ₹175/- |
BOI Credit Officer Exam Pattern 2025-26
- Exam will be bilingual (English & Hindi), except English Language section
- English Language is qualifying in nature
- Negative marking: 0.25 marks for each wrong answer
| Section | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
Duration: 120 Minutes
Bank of India Credit Officer Salary 2025-26
Selected candidates will be placed under the following pay scales with allowances like DA, HRA, and other benefits:
| Scale | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
FAQs
Q1. How many vacancies are announced for BOI Credit Officer Recruitment 2025-26?
A total of 514 vacancies have been released.
Q2. What is the last date to apply online for BOI Credit Officer Recruitment 2025-26?
The last date to apply is 5th January 2026 (today).
Q3. What is the selection process for Credit Officer posts?
Selection will be based on an online examination and/or interview.
Q4. What is the salary of a Credit Officer in Bank of India?
The salary ranges from ₹64,820 to ₹1,20,940, depending on the scale.